Powering India’s Rural Transformation

AVIO SMART MARKET STACK LIMITED (ASMS) is building India’s largest unified rural operating system - integrating financial inclusion, agriculture, rural commerce, climate solutions, and healthcare to digitally empower farmers and underserved communities across the country.

Powering India’s Rural Transformation

AVIO SMART MARKET STACK LIMITED (ASMS) is building India’s largest unified rural operating system - integrating financial inclusion, agriculture, rural commerce, climate solutions, and healthcare to digitally empower farmers and underserved communities across the country.

Powering India’s Rural Transformation

AVIO SMART MARKET STACK LIMITED (ASMS) is building India’s largest unified rural operating system - integrating financial inclusion, agriculture, rural commerce, climate solutions, and healthcare to digitally empower farmers and underserved communities across the country.

With deep-rooted trust, pan-India reach, and technology-driven platforms, we are transforming rural India into a connected, profitable, and future-ready ecosystem.

Access to Rural Residents

40 M+

Villages

5,000+

States

10

Banking Partners

7

Financial Inclusion

ASMS’s Financial Inclusion ecosystem connects millions to banking, credit, insurance, and pension services — making financial empowerment accessible at every doorstep.

Financial Inclusion

ASMS’s Financial Inclusion ecosystem connects millions to banking, credit, insurance, and pension services — making financial empowerment accessible at every doorstep.

Financial Inclusion

ASMS’s Financial Inclusion ecosystem connects millions to banking, credit, insurance, and pension services — making financial empowerment accessible at every doorstep.

Agritech

From farm advisory to market linkages, Avio Agritech enables farmers and agri-ecosystem participants with data-led tools and platforms to improve productivity, access services, and participate efficiently across the agri value chain.

Agritech

From farm advisory to market linkages, Avio Agritech enables farmers and agri-ecosystem participants with data-led tools and platforms to improve productivity, access services, and participate efficiently across the agri value chain.

HealthTech

ASMS HealthTech delivers world-class diagnostic solutions, advanced biotech research, and scalable healthcare systems designed for impact across emerging markets.

Financial Inclusion

BIL’s Financial Inclusion ecosystem connects millions to banking, credit, insurance, and pension services — making financial empowerment accessible at every doorstep.

Climate Tech

From carbon measurement to monetization, BIL’s Climate Tech solutions empower farmers and enterprises to adopt regenerative practices and build a sustainable planet.

Life Sciences

BIL Life Sciences delivers world-class diagnostic solutions, advanced biotech research, and scalable healthcare systems designed for impact across emerging markets.

Life Sciences

BIL Life Sciences delivers world-class diagnostic solutions, advanced biotech research, and scalable healthcare systems designed for impact across emerging markets.

Who We Are

Avio Smart Market Stack Limited (ASMS) is a listed Indian company with a renewed strategic focus on financial inclusion, agri-tech, and health-tech.

Over the past few years, ASMS has expanded its banking partnerships, strengthened its village-level workforce, and identified high-growth opportunities in agri-tech and healthcare. Today, ASMS stands at the forefront of rural digital transformation in India.

Our Vision

To build the world’s largest agriculture data company and unified rural operating system powering food, climate, healthcare, and rural commerce across India.

Our Mission

To digitize every farmer, enable Smart Agri Stores across rural India, and transform agriculture into a profitable, technology-driven, and globally connected ecosystem.

Building the Most Trusted Impact Ecosystem in Rural India

From financial inclusion to agri and climate innovation. ASMS is redefining rural transformation. Our goal is to empower every farmer and community with access to finance, technology and sustainable opportunities - ensuring progress that reaches the last mile.

HEALTH-TECH DIVISION - Advancing Accessible Diagnostics

In addition to agri-tech, ASMS has strategically expanded into the high-growth health-tech sector through a dedicated subsidiary. The company has partnered with Huwel Lifesciences to address India’s critical molecular diagnostics needs.

Huwel Lifesciences has developed Quantiplus® TB Fast Detection Kit, India’s only low-cost, open-system RT-PCR solution for TB confirmatory testing. The product is ICMR-approved and aligned with the Government of India’s National TB Elimination.

This vertical positions ASMS to participate in India’s rapidly expanding public health diagnostics market.

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Avio Smart Market Stack Limited

For partnerships, investments, or media inquiries, please reach out to us.

Avio Smart Market Stack Limited

For partnerships, investments, or media inquiries, please reach out to us.